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?Encontro la casa perfecta? Podemos ayudarlo a encontrar la hipoteca perfecta.

La compra de una casa es una de las compras mas importantes que la mayoria de nosotros hacemos. La busqueda de la casa puede ser emocionante y decepcionante a la vez. Algunas personas encuentran la casa perfecta en tres dias mientras que para otros puede llevar meses.

Hemos visto todos los casos. Y comprendemos como se siente. Una vez que por fin encuentre la casa perfecta, permitanos que lo ayudemos a encontrar rapidamente la hipoteca perfecta.

Una revision de nuestros Programas de prestamos aparece en este sitio web. Llamenos o envienos un correo electronico y prepararemos un presupuesto personalizado.

?Ya esta viviendo en la casa de sus sue?os? !Tal vez podria ser aun mas so?ada si el pago mensual de la hipoteca fuera mas bajo! Refinanciar podria ser la solucion. Echele un vistazo con nuestra Calculadora para refinanciamiento de hipoteca.

O pruebe nuestra Calculadora para consolidar la deuda de su hipoteca para ver si una linea de credito sobre plusvalia o una segunda hipoteca serian adecuadas para usted.

La compra de una casa es una gran inversion. Podemos acompa?arlo en cada paso del camino. Nuestra compa?ia ha estado en este negocio por mucho tiempo, lo invitamos a que ponga nuestra pericia y experiencia a trabajar para usted.

Confíenos sus necesidades financieras.

30 Year Fixed Conforming to $417,000                                                              Rate              Points          APR

4.250            0.750         4.352                 **Call or Complete a "Quick Quote" for

4.375          -0.250*       4.405                      the most current rates and fees**

4.500          -0.875*       4.504 

4.625          -1.375*       4.625 *Rebate for Closing Costs 


30 Year Super Conforming to $729,750**

Rate              Points          APR

4.500            0.375         4.555                 **Call or Complete a "Quick Quote" for

4.625          -0.125*       4.642                      the most current rates and fees**

4.750          -0.875*       4.750 *Rebate for Closing Costs


5 Year Fixed Conforming to $417,000

Rate              Points          APR           

3.000          -0.375*       3.023                 **Call or Complete a "Quick Quote" for

3.125          -0.875*       3.129                      the most current rates and fees**   

3.250          -1.500*       3.250 *Rebate for Closing Costs


15 Year Fixed Conforming to $417,000

Rate              Points          APR

3.750            0.125         3.838                 **Call or Complete a "Quick Quote" for

3.875          -0.500*       3.909                      the most current rates and fees** 

4.000          -1.000*       4.000 *Rebate for Closing Costs


15 Year Super Conforming to $729,750** 

Rate              Points          APR

4.000            0.250         4.076                 **Call or Complete a "Quick Quote" for

4.125          -0.125         4.154                      the most current rates and fees** 

4.250          -1.250*       4.250 *Rebate for Closing Costs


 

Above rates, points and APRs assume a 30 day lock for owner occupied single family residences, LTV & CLTV (Loan to Value) of 75% or less, rate and term refinance, credit score (FICO) of 720 or above and a escrow/impound account for property taxes and insurance. $417,000 & $625,500 used for APR assumption. * Rebate for Closing Cost may cover all or part of the closing costs. 

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Mortgage News Daily


The Day Ahead: MBS at Bottom of Range Before Obama Press Conference - 45 minutes ago
Posted To: MBS CommentaryInterest rates are on the rise again as equity futures inch higher ahead of a light day of economic data. President Obama’s mid-morning press conference on the economy may attract greater market attention than the only scheduled economic data release on the calendar, Wholesale Inventories. One hour before the opening bell, S&P 500 futures are up 3.00 points to 1,105.50 and the 10 year Treasury note is -0-10 at 98-18 yielding 2.792% (+3.3bps). Meanwhile in the secondary mortgage market, after a session of aggressive selling, the October FNCL 4.0 MBS coupon is -0-06 at 102-01. This is the bottom of the range we've been following... European equity markets are slightly weaker with the CAC -0.02% and the Dax down 0.23%. The FTSE in London is +0.02%. Markets in Asia closed higher including...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Bad Day for Mortgage Rates. Are the Lowest Rates Behind Us? - 17 hours ago
Posted To: Mortgage Rate WatchMortgage rates didn't have a chance today. Borrowing costs started moving higher early in the session and never looked back. As the day progressed, agency MBS prices fell further and lenders were forced to reprice for the worse. Par 30-year fixed 4.25% quotes are still on the board, but closing costs are at least 15bps higher (+0.15% of loan amount). That's really a best case scenario though. If you're a passenger on the float boat, your closing costs probably increased by about 0.25% today. 4.375% is almost the new par. But 4.25% is definitely still do-able for very well-qualified borrowers (no loan level price adjustments). Now 4.125%, that might be tough. That quote is costing perfect borrowers about 2pts. The culprit of this event? Well. We can't factor out a religious holiday: Rosh Hashanah...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
ALERT: MBS 8 TICKS OFF LENDER MARKS. REPRICES REPORTED - 18 hours ago
Posted To: MBS CommentaryMBS prices are officially 8 ticks below lender loan pricing marks. REPRICES FOR THE WORSE HAVE BEEN REPORTED The earlier you received your rate sheet...the more likely you are to see a reprice for the worse in your inbox....(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
MBA Expresses Concerns Over GSE Receivership Framework - 18 hours ago
Posted To: MND NewsWireThe Mortgage Bankers Association (MBA) has weighed in on the proposed framework for conservatorship and receivership operations for Fannie Mae, Freddie Mac, and the Federal Home Loan Banks set forward by the Federal Housing Finance Agency (FHFA). In a letter to FHFA General Counsel Alfred M. Pollard, Esq ., MBA President and CEO John A. Courson and Chairman-Elect Michael D. Berman said their concerns about the framework are threefold: it is "overly theoretical;" it is unclear what the trigger would be for placing the entities into receivership, and third, the goals of any receivership are unclear. FHFA was established by the Housing and Economic Recovery Act of 2008 (HERA), replacing three other agencies with various responsibilities for regulating Fannie Mae, Freddie Mac (the Enterprises)...(read more)Forward this article via email:  Send a copy of this story to someone you know that may want to read it.
Long Bond Struggles to Attract Buyside Demand. Dealers Saturated with Inventory - 20 hours ago
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